PPLI – Benefits

Once the assets have been transfered to the insurer, the assets will be protected by the insurance policy.

Increased freedom with respect to investments, which are made in the name of the insurer.

Insurance secrecy laws ensure confidentiality. Often there is a lower reporting obligation because of tax privileged growth.

Assets are separated from the ordinary estate e.g. wife and children:

• so free choice of beneficiaries e.g. business partners;
• no certificate of distribution or will is needed; and
• direct payout at death within 30 days.

Tax benefits. Depending on the tax domiciles of the policy holder and the beneficiaries, a policy can be tailored to grow tax-free or tax-deferred. (Please ask us for specific country information.)

Can be combined with legal structures like trusts, foundations, companies or funds.